Path to Success

Risk Management

We’ll protect your assets and help your business thrive with expert risk management strategies. Our team ensures you’re prepared for the unexpected—so you can focus on growth with peace of mind.

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Why Risk Management Matters

Long-term success begins with thoughtful risk management strategies. When unforeseen challenges arise, you need to be certain your business, employees, and assets are protected.

But how do you know what risks to anticipate? Is your insurance tailored to your specific business needs and goals? At DHW, we help answer these critical questions and build resilient strategies. Consider this:

The demand for risk management insurance and advisory services has grown by an average of 2.7% annually over the past five years.
Climate change is increasing the frequency and severity of damage from hail, wind, flooding, and other environmental threats.
In 2019, business interruption—including supply chain disruption—was cited as the top risk for organizations.

With DHW by your side, you get more than insurance. You gain a partner who understands the full scope of business risk and helps you build a foundation for lasting success.

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Complete Market Coverage

We analyze the entire insurance marketplace to deliver the best risk management plan for your unique business profile.

Employment Practices Liability (EPLI)

Facing a claim of discrimination, harassment, or wrongful termination? EPLI protects your assets and reputation, and DHW walks you through the claims process every step of the way.

General Liability

Whether it’s a customer injury, property damage, or reputational risk like libel or slander, our general liability coverage helps your business stand strong through potential legal and financial threats.

Directors and Officers (D&O)

Safeguard personal and spousal assets with a specialized policy designed for directors and officers. Our risk mitigation framework ensures that leadership is protected at every level.

Workers' Compensation

Protect employees—and your company—when workplace injuries occur. Our strategies ensure compliance, care, and cost-efficiency.

Commercial Auto

If your team uses vehicles for business, your coverage should go beyond the basics. From collision and weather damage to theft and liability, DHW keeps your drivers and assets protected.

Expert Risk Management in Action

With over 50 years of experience, DHW brings clarity and strength to complex risk challenges. Our clients rely on us for support with:

✔ Risk exposure analysis
✔ Workplace safety & compliance
✔ Claims prevention & management
✔ Property damage
✔ Theft & vandalism

Risk management is multifaceted—and we’re here to simplify it. Our proven relationship-based approach, guided by Dedication, Heart, and Wisdom, helps businesses protect what matters most.

Why Choose DHW?

We don’t just offer policies—we design comprehensive strategies. From tailored coverage to ongoing guidance, we’re committed to your long-term success.

Our process includes:

Identifying exposures
Risk control and consulting
Claims support and prevention
Policy alternatives and recommendations
Systematic follow-up and planning

Many of our clients have trusted us for over 30 years—and it’s no accident. We help businesses reduce costs, protect their biggest investments, and stay ahead of risk.

Let DHW help your business thrive—get in touch with us today.